Whether you want to move out of the basement or were told to, buying your first home is better than renting. Because of the foreclosure/ short sale crisis many more people are renters which has greatly increased rent costs. Though high rents are a reason to buy a home, the tax break the government gives you is huge. A $1,800 mortgage payment is equal to a $1,375 rental. Also, you now own your home and it should go up in value every year. There are many 0 Down programs available and sellers are paying a lot of the closing costs. Not sure about your credit? Call us to check! You only need a 620 score to qualify in most cases. Spring is here, time to move.